Call for Listing
(714) 390-5877

Steven Lieu

Morningstar Realty & Associates

(714) 390-5877 (main)
(714) 988-6568 (fax)
Company License: BRE #01910428
Individual License: BRE #01919617

Serving Orange County

Steven Lieu has been a preferred realtor with the One True Loan family since June 2014.

The Preferred Realtor Benefit to You the Consumer

As a client, there are benefits you can take advantage of when purchasing your home with the One True Loan and Steven Lieu team. Our collaboration ensures that your loan will be completed in a timely manner without jeopardizing your purchase. One True Loan is dedicated to being responsive with all communications between you, your realtor, the seller and our mortgage advisors. Furthermore, we are competitive and strive to provide you with the best rates available for your scenario.

Our pre-approval process is streamlined to help you get the pre-approval letter you need to make an offer for your ideal home. You can start by running a quote with our widget below. These rates are accurate to your scenario and the latest market update.

1-Click to See Rates as of Fri 5/29 7:30 AM

Property State

What state is your home located in? Currently, One True Loan is lending in California, Idaho, and Oregon.

Property County

What county is your home located in? Certain counties will have limitations on loan limits.

Property Type

What type of home do you own? Interest rates and fees are typically higher on townhomes and condos due having attached walls to the neighbor. Run a quote and see.

Loan Purpose

What is the reason for this loan? Please choose cashout if you are trying to combine a first and second mortgage on your home.


How is your home occupied? Typically, second homes can have the same rates and fees as your primary but must be located 50 miles away or in a "resort" area.

Credit Score

Give us an idea of what your credit score is. There are three credit bureaus Equifax, Transunion and Experian. The bank will use the middle of the three credit scores to qualify you.

Escrow Impounds Account

Use escrow impounds to include your taxes & insurance into your mortgage payment. Otherwise, you must pay them separately. Required for VA and LTV > 80%.

Loan Amount

The balance of your current mortgage or the amount needed for a purchase. Your loan-to-value (LTV) ratio is this amount divided by property value.

Based on this amount, your LTV is N/A

Property Value

The property value will be determined when your home is appraised by a professional. What do you estimate your property to be appraised at?

Based on this value, your LTV is N/A


1-Click to See Your Quote

See the current mortgage interest rate pricing based on your selected scenario. No additional information is required to get your GFE.

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