Call toll free to speak to a Mortgage Advisor at (800) 604-4416

LICENSE & COMPLIANCE

There are many regulations created by the federal government to protect consumer finances. One True Loan wants our clients to know that we abide by all real estate laws and regulations. We are in compliance with all of the federal as well as state laws to conduct business in a fair and concise manner in the mortgage industry.


BETTER BUSINESS BUREAU (BBB)

http://www.bbb.org/sandiego/

We are proud to be an accredited member with the Better Business Bureau. The BBB is a trusted source in providing standards for legitimate and honest business.

NATIONAL MORTGAGE LICENSING SYSTEM (NMLS)

NMLS #1132440

http://www.nmlsconsumeraccess.org/

One True Loan is licensed through the National Mortgage Licensing System or NMLS. Our company can be found in the NMLS database and can be accessed by any consumer to see that we are in good standing to conduct business.

VETERANS ADMINISTRATION (VA)

VA Lender ID: 908680-00-00

http://www.benefits.va.gov/homeloans/

One true loan is a fully licensed Veterans Administration broker. To verify our VA Lender Identification Number please contact VA Phoenix Regional Office’s Loan Production Department at (888) 869-0194, select option # 4.

FREDDIE MAC

http://www.freddiemac.com/corporate/company_profile/our_business/

One True Loan conforms to all guidelines set by Freddie Mac and uses Freddie Mac’s desktop underwriting system Loan Prospector. This underwriting system is also referred to as LP.

FANNIE MAE

http://www.fanniemae.com/portal/about-us/governance/our-charter.html

One True Loan conforms to all guidelines set by Fannie Mae and uses Fannie Mae’s Desktop Underwriter. This underwriting system is also referred to as DU.

FEDERAL HOME ADMINISTRATION (FHA)

http://portal.hud.gov/hudportal/HUD?src=/buying/loans

One True Loan is a Federal Home Administration approved broker via our relationship with United Wholesale Mortgage.

EQUAL HOUSING LENDER

https://www.fdic.gov/regulations/laws/rules/2000-6000.html

One True Loan abides by the Fair Housing Act. Discrimination of race, color, religion, national origin, sex, handicap and marital status is strictly prohibited.

CALIFORNIA BUREAU OF REAL ESTATE (BRE)

BRE #: 01946329

http://www.bre.ca.gov

One True Loan is licensed with California's Bureau of Real Estate, also know as the BRE. This license allows us to conduct Real Estate business transactions in California. For inquiries regarding out license status, please contact the BRE public information line at (877)-373-4542

CALIFORNIA DEPARTMENT OF BUSINESS OVERSIGHT (DBO)

CFL #: 603L123

http://www.dbo.ca.gov

One True Loan is licensed with California's Department of Business Oversight to conduct mortgage business transactions in the state of California.

IDAHO DEPARTMENT OF FINANCE (IDF)

Lic #: MBL-8590

http://www.finance.idaho.gov

One True Loan is licensed with the Idaho Department of Finance. This allows us to conduct mortgage business transactions for real properties located in the state of Idaho.

OREGON DIVISION OF FINANCIAL REGULATION (DFR)

Lic #: ML-5346

http://dfr.oregon.gov

One True Loan is licensed with the Oregon's Division of Financial Regulation, formerly Division of Finance and Corporate Securities. This allows us to conduct mortgage business transactions for real properties located in the state of Oregon.