Call toll free to speak to a Mortgage Advisor at (800) 685-5576

About Us


One True Loan is a residential mortgage company headquartered in Southern California. Combined, our team have over 25 years of mortgage experience. Our goal is to provide our clients the best possible customer experience. We specialize in refinance and purchase money mortgage loans.

At One True Loan, we truly believe in our slogan:

Your Mortgage, We Care


There are several ways we strive to make your customer experience the best in the industry. With our easy-to-navigate website, you can get real-time rate quotes 24 hours a day. Using our 1-Click Quote, you can quickly view interest rates and quote fees in a clear and concise manner. Use our one of a kind rate comparison table to help you decide which loan product will meet your needs. Free customized quotes with details of pricing and rate table are also available to print and download. All this is available to you without having to provide any personal information until you are ready to apply.


Our nationally licensed mortgage advisors can help you step-by-step through the loan process. Whether or not it is your first time purchasing a home, refinancing, or simply inquiring about a loan. Our mortgage advisors are here to help. One True Loan advisors were hired specifically for their expert knowledge, customer service strengths and reliability merits. Everyone at One True Loan is always aware of the timeliness and urgency of your loan. You will always be able to get in touch with someone for updates regardless of your designated loan advisor being available or not.


One True Loan offers a vast array of loan programs. Our loan advisors will assist you in finding the best loan program for your particular financial scenario. Our loan programs have no hidden costs, and everything is disclosed upfront. Our rates and fees are amongst the most competitive in the mortgage industry. Although, not every applicant will qualify for a loan program, we promise that our loan advisors will leave no rocks unturned when trying to qualify you for a loan.

One True Loan is compliant with federal, national, and state agencies.

Click to verify our license #1132440 on the NMLS consumer access page