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ARE YOU A MILITARY PERSONNEL
OR RETIRED VETERAN?

UP TO 100% FINANCING ON
ALL HOME PURCHASES

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Speak to a One True Loan
advisor today!

RATES AS LOW AS

2.0%at2.043APR

FOR OUR 15 YEAR FIXED

LOAN PRODUCT.

As of Wed 10/27/21 10:16 AM

PROBLEMS
QUALIFYING FOR A
CONVENTIONAL LOAN?

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1-Click to See Rates as of Wed 10/27 10:16 AM

Property State

What state is your home located in? Currently, One True Loan is lending in California, Idaho, and Oregon.

Property County

What county is your home located in? Certain counties will have limitations on loan limits.

Property Type

What type of home do you own? Interest rates and fees are typically higher on townhomes and condos due having attached walls to the neighbor. Run a quote and see.

Loan Purpose

What is the reason for this loan? Please choose cashout if you are trying to combine a first and second mortgage on your home.

Occupancy

How is your home occupied? Typically, second homes can have the same rates and fees as your primary but must be located 50 miles away or in a "resort" area.

Credit Score

Give us an idea of what your credit score is. There are three credit bureaus Equifax, Transunion and Experian. The bank will use the middle of the three credit scores to qualify you.

Escrow Impounds Account

Use escrow impounds to include your taxes & insurance into your mortgage payment. Otherwise, you must pay them separately. Required for VA and LTV > 80%.

Loan Amount

The balance of your current mortgage or the amount needed for a purchase. Your loan-to-value (LTV) ratio is this amount divided by property value.

Based on this amount, your LTV is N/A
$

Property Value

The property value will be determined when your home is appraised by a professional. What do you estimate your property to be appraised at?

Based on this value, your LTV is N/A
$

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See the current mortgage interest rate pricing based on your selected scenario. No additional information is required to get your GFE.

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Licensing System

One True Loan NMLS: 1132440

ABOUT US

One True Loan is a residential mortgage company based in Southern California. Combined, our team have over 25 years of mortgage experience. Our goal is to give our clients the best possible customer experience. We service all of California, Idaho, and Oregon.

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California | Idaho | Oregon

One True Loan is compliant with federal, national, and state agencies.

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